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No matter the size of your business or where you’re located in Utah, providing workers’ compensation insurance is something you need to be aware of. With a myriad of local and federal mandates, there are a host of requirements that must be met regarding the provision of workers’ compensation. It can be tough to stay on top of these requirements, but luckily Alliance Resource Services can help. With our comprehensive workers’ compensation service offering, you can feel confident that you’re in compliance and maximize benefits with extensive protection coverage and proven risk management strategies. In the meantime, here are the basics of workers’ comp so you can know what you need to know to get started.

What Is Workers’ Compensation?

Workers’ compensation insurance covers expenses resulting from an employee’s work-related illness or injury. These expenses can range from medical bills (including doctors’ visits, hospital stays, medications, and/or prosthetics), retraining costs, and lost wage replacement to physical rehabilitation, disability, or death benefits. Situations in which workers’ compensation can be claimed are broad and cover incidents resulting from negligence on the part of either the employer or employee. However, benefits don’t apply in cases where the employee wasn’t on the job, was under the influence of drugs or alcohol, or was in violation of company policy, for example.

Workers’ compensation also protects business owners, since employees and dependents cannot sue an employer for damages if they have collected worker’s compensation benefits.

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Who Is Required to Provide Workers’ Compensation in Utah?

With very few exceptions, every employer in the state of Utah, across all business sectors, is required by law to provide workers’ compensation insurance to each employee they’ve hired. Employers are also required to post a notice of compliance in a conspicuous location visible to employees as well as to officially report all work-related illnesses or injuries to their insurance carrier within 7 days of being notified themselves.

How Can Alliance Resource Services Help?

Alliance Resource Services understands that your business is valuable and your employees are key, and we can help you protect your resources with comprehensive workers’ compensation insurance coverage. We’ll talk you through your options so you can customize a plan that’s just right for your business and its needs, so you can cover all your bases while keeping things simple and cost-effective, at a fraction of the price of major competitors.

With Alliance, we take care of workers’ compensation management so that handling risk management plans and claims is always an easy process. We also provide safety trainings and inspections and offer a pay-as-you-go model.

Alliance Resource Services specialists are experts at providing human resources services to small- and medium-sized businesses across the state of Utah. For cost-effective strategies to help you skyrocket your productivity, contact us today.